# Safi · The budget app that reads your bank SMS

> Safi reads the SMS alerts your bank already sends and turns them into a sorted ledger. Budgets, subscriptions and net worth, with no bank login.

**The money app that fills itself in.** Safi turns the transaction alerts your bank already texts you into a sorted, categorized ledger. No bank login, no receipts to type, no spreadsheet to keep up with.

## Open it once. Know exactly where you stand.

Most budgeting apps die in week two, when logging every coffee stops feeling worth it. Safi has nothing to log. It opens on everything you have as one figure, how the month is going against your budget, and what is due next.

## Three reasons it stays current

- **Automatic from your bank alerts** Your bank already texts you every card swipe and transfer. Safi reads those messages, categorizes them, and files them against the right account. You type nothing.
- **Ask in your own words** How much did I spend on coffee last month. What is my biggest subscription. Ask the way you would ask a person, and the answer comes back from your own numbers, with the chart to match.
- **Every currency, one number** Hold dollars, pounds and dirhams at once. Safi converts all of it into your base currency, so net worth is one honest figure instead of three you add up in your head.

## It keeps working after week one

- **Budgets that warn you early** See a category heading over before it gets there, not after the month closes.
- **Subscriptions you forgot about** Every recurring charge in one list, with what renews next and what each one costs you a year.
- **Investments alongside cash** Stocks, funds and crypto sit next to your accounts, so net worth means all of it.
- **Goals you actually reach** Set a target and a date. Safi tracks your pace and tells you when you fall behind.
- **Installments that end** Every plan is its own account, with what is left, what is due next, and how many payments still to go.

## Your bank already tells you. Safi listens.

Every card swipe and transfer sends you a message. Safi turns each one into a categorized entry, so your ledger stays current without a single thing typed in. It works from the bank SMS and notifications you already receive.

1. Set it up once, in under a minute
2. A clear alert books as the shop, not as a wall of text
3. Anything unclear opens as a check, already filled in

Safi reads each message for the amount, the merchant and the account, and keeps a short excerpt so you can see which alert a transaction came from. Your banking login never comes into it.

## Your investments belong in the same number.

Stocks, funds and crypto sit in the same ledger as your cash, priced and converted into your base currency. Net worth becomes one figure instead of a spreadsheet you keep in your head.

- Local and global markets, including the Egyptian Exchange
- Add your buy price and see the profit, not just the value
- Prices refresh on their own, with no manual updating
- Every holding converted into your base currency

## Everything you would otherwise keep in a spreadsheet

- [Your bank already texts you. Safi reads the texts.](https://safimoney.com/features/bank-sms-sync): Alerts from your bank become transactions, without a banking login.
- [Know you are heading over budget while you can still do something](https://safimoney.com/features/budgets): A limit per category, and a chart that says whether the month ends inside it.
- [Three questions about your money, three views](https://safimoney.com/features/analytics): Income, Spending and Cash Flow over any month, year or range.
- [Net worth means the investments too](https://safimoney.com/features/investments): Shares, funds, metals and crypto beside your accounts, EGX included.
- [Every subscription you forgot about, in one list](https://safimoney.com/features/subscriptions): What renews next, and what each one costs a year rather than a month.
- [What you owe, and what is due next](https://safimoney.com/features/debts-and-installments): Installment plans and borrowed money as accounts, not as a note to self.
- [A target, a date, and whether you are on pace for it](https://safimoney.com/features/savings-goals): A target and a date, with the pace you need against the pace you are on.
- [Ask about your money the way you would ask a person](https://safimoney.com/features/ask-safi): Questions in plain words, answered from your own transactions.
- [Several currencies, one honest total](https://safimoney.com/features/multi-currency): Each account in its own currency, every total in the one you chose.

## Free to start. Pro when you outgrow it.

Free is a real product, not a trial: five accounts, budgets, and every transaction you care to track, with no time limit. Pro lifts the caps and turns on the automatic parts.

| | Free | Pro |
| --- | --- | --- |
| Accounts | 5 | Unlimited |
| Monthly budgets | 2 | Unlimited |
| Savings goals | 1 | Unlimited |
| Investment holdings | 5 | Unlimited |
| Tracked subscriptions | 3 | Unlimited |
| Statement imports | 1 a month | Unlimited |
| Ask Safi questions | 3 a month | 60 a month |
| Automatic bank message sync | Not included | Included |
| Trends, comparisons and filters | Not included | Included |
| Add expenses by voice | Not included | Included |
| Insights before you ask | Not included | Included |
| Rules that categorize for you | Not included | Included |
| Reuse last month's budgets | Not included | Included |

14 days free, then billed. Cancel anytime. Weekly and one time lifetime plans are available in the app.

## Questions people ask

**Do you connect to my bank account?**

No. Safi never asks for your banking login. It reads the transaction alerts your bank already sends you, which means there is no credential to hand over and nothing for anyone to steal.

**Does it work with Egyptian banks?**

Yes. Safi understands the alert formats used by the major Egyptian banks and wallets, in both Arabic and English, and handles pounds as a base currency throughout.

**Can I use more than one currency?**

Yes. Each account keeps its own currency, and Safi converts everything into the base currency you choose so your total is one number rather than several.

**Can I bring in transactions from before I installed it?**

Yes. Import a statement from your bank and Safi reads it, categorizes what is inside and folds it into your history. Free includes one import a month, Pro has no limit.

**Can it track installment plans?**

Yes. Each purchase you are paying off is its own account, showing what is left, the next payment, the pay-by date and how many payments remain, with a reminder three days before one is due. Paying it moves money between your accounts rather than counting as spending twice.

**What happens to my data?**

Your data belongs to you. It is stored against your account, it is never sold, and you can export or delete all of it whenever you want. The assistant is the only feature that sends anything to a third party, and only when you use it.

**Is there a free version?**

Yes, and it is not a crippled trial. Free gives you five accounts, two monthly budgets, a savings goal, five holdings and three Ask Safi questions a month, with no time limit. Pro removes those caps, raises Ask Safi to 60 questions a month, and turns on automatic bank message sync, deeper analytics and categorization rules.

## Pages

- [Everything Safi does](https://safimoney.com/features)
- [About Safi](https://safimoney.com/about)
- [Contact](https://safimoney.com/contact), hello@safimoney.com
- [Safi, Arabic](https://safimoney.com/ar)
- [Privacy policy](https://safimoney.com/privacy.html)
- [Terms](https://safimoney.com/terms.html)
- [Support](https://safimoney.com/support.html)

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