# Safi · The budget app that reads your bank SMS

> Turn bank SMS into categorized transactions with Safi. Track spending, budgets and upcoming payments without sharing your banking login.

**Your spending, straight from your bank texts.** See where your money goes without logging every card payment. Safi turns bank alerts into categorized transactions, so you can follow your spending and plan the month.

- No bank login
- Bank sync with Pro
- Free plan available

Download on the App Store. Get it on Google Play. Not listed yet. iPhone and Android launch together.

## From a bank alert to a recorded payment

Turn on bank sync in Pro. On iPhone, a Shortcut forwards bank texts to Safi. On Android, you allow Safi to read notifications from SMS apps and from bank and wallet apps on its list. Safi reads the payment details and records the transaction.

1. Choose which alerts to send to Safi
2. Safi records the amount, merchant and account
3. Review any details Safi is unsure about

You never need to share your banking login. Safi keeps a short message excerpt with the transaction so you can check the original alert.

Reads the alerts you already get: Banks · Wallets · Notifications. Safi reads bank and wallet alerts in Arabic and English. If it cannot confidently read an alert, you review the details before adding it.

## See what you've spent and what's due next.

Open Safi to check your balances, see how much of this month's budget you've used, and catch upcoming payments. Your dashboard brings those numbers together before you look at individual transactions.

## Less logging. More answers about your spending.

- **Skip the manual entry** With Pro, Safi records payments from your bank alerts and sorts them by account and category. You review anything unclear and add cash purchases yourself.
- **Ask in your own words** How much did I spend on coffee last month? Which subscription costs the most? Ask Safi a question and get an answer based on your transactions, with a chart when it helps.
- **Add up accounts across currencies** Keep each account in its own currency. Safi converts the balances to your chosen base currency when calculating your total, so you can see what you have across accounts.

## Keep track of more than daily spending

- [Your bank already texts you. Safi reads the texts.](https://safimoney.com/features/bank-sms-sync): Alerts from your bank become transactions, without a banking login.
- [Know you are heading over budget while you can still do something](https://safimoney.com/features/budgets): A limit per category, and a chart that says whether the month ends inside it.
- [Three questions about your money, three views](https://safimoney.com/features/analytics): Income, Spending and Cash Flow over any month, year or range.
- [Net worth means the investments too](https://safimoney.com/features/investments): Shares, funds, metals and crypto beside your accounts, EGX included.
- [Every subscription you forgot about, in one list](https://safimoney.com/features/subscriptions): What renews next, and what each one costs a year rather than a month.
- [What you owe, and what is due next](https://safimoney.com/features/debts-and-installments): Installment plans and borrowed money as accounts, not as a note to self.
- [A target, a date, and whether you are on pace for it](https://safimoney.com/features/savings-goals): A target and a date, with the pace you need against the pace you are on.
- [Ask about your money the way you would ask a person](https://safimoney.com/features/ask-safi): Questions in plain words, answered from your own transactions.
- [Several currencies, one honest total](https://safimoney.com/features/multi-currency): Each account in its own currency, every total in the one you chose.

## Track for free. Automate with Pro.

Free includes five accounts, two monthly budgets and unlimited transactions. Pro adds bank sync and higher limits. Everyone gets Pro free during private testing.

| | Free | Pro |
| --- | --- | --- |
| Accounts | 5 | Unlimited |
| Monthly budgets | 2 | Unlimited |
| Savings goals | 1 | Unlimited |
| Investment holdings | 5 | Unlimited |
| Tracked subscriptions | 3 | Unlimited |
| Statement imports | 1 a month | Unlimited |
| Ask Safi questions | 3 a month | 60 a month |
| Automatic bank message sync | Not included | Included |
| Trends, comparisons and filters | Not included | Included |
| Add expenses by voice | Not included | Included |
| Insights before you ask | Not included | Included |
| Rules that categorize for you | Not included | Included |
| Reuse last month's budgets | Not included | Included |

Pro is free during private testing. Billing is not available yet. The app also lists weekly and lifetime options.

## Before you use Safi

**Do you connect to my bank account?**

No. Safi reads the transaction alerts you choose to share with it. It does not log in to your bank or ask for your banking password.

**Does it work with my bank?**

Safi works from transaction alerts sent by banks and wallets, with support for Arabic and English formats. If it cannot confidently read an alert, it asks you to review the details before adding the transaction.

**Can I use more than one currency?**

Yes. Each account keeps its own currency. Safi converts balances to your chosen base currency when showing totals.

**Can I bring in transactions from before I installed it?**

Yes. Import a bank statement to add past transactions to your history. Safi reads and categorizes the entries. Free includes one statement import a month; Pro has no import limit.

**Can it track installment plans?**

Yes. Track the remaining balance, payment amount and due date for each plan. Safi reminds you three days before a payment is due and records repayments as transfers so they do not count as spending twice.

**What happens to my data?**

Safi stores your financial records with your account and uses service providers for hosting and sign-in. We do not sell your data. You can export your transactions or delete your account in the app. When you use Ask Safi, it sends your question and relevant financial context to an AI provider. The privacy policy explains what each service receives.

**Is there a free version?**

Yes. Free has no time limit and includes five accounts, two monthly budgets, one savings goal, five investment holdings and three Ask Safi questions a month. Pro adds automatic bank sync, more analytics and categorization rules, with 60 Ask Safi questions a month. During private testing, everyone gets Pro free.

**When can I download it?**

Safi is in private testing for iPhone and Android. Public downloads are not available yet. Both store listings are planned to launch together.

## Pages

- [Everything Safi does](https://safimoney.com/features)
- [About Safi](https://safimoney.com/about)
- [Contact](https://safimoney.com/contact), hello@safimoney.com
- [Safi, Arabic](https://safimoney.com/ar)
- [Privacy policy](https://safimoney.com/privacy.html)
- [Terms](https://safimoney.com/terms.html)
- [Support](https://safimoney.com/support.html)

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