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Get Safi

SoonBudgeting from your bank's texts

Bank texts in.Budget sorted.

Your bank already texts you when money moves. Safi turns those texts into categorized transactions, so your budget keeps itself up to date. No bank login, ever.

Soon on theApp StoreSoon onGoogle Play

Not listed yet. iPhone and Android launch together.

Safi budgets screen showing monthly limits per category
Safi dashboard showing the month's spending against budget
Safi subscriptions screen listing recurring charges and renewal dates

What Safi does

Your money, explained by your own bank texts.

Live demo · Demo data

From text to transactionPro

Your bank texts. Safi writes it down.

Amount, merchant, account and category, read from the alert you already get. A short excerpt stays with each transaction.

ChaseText message · now

Chase: You made a $6.45 debit card purchase at Blue Bottle Coffee. Card ending 4417.

Safi · RecentToday

  • Blue Bottle CoffeeCoffee · Chase · Current account“Chase: You made a $6.45 debit card purchase…”
    −$6.45Added
  • SalarySalary · Chase · Current account
    +$3,700.00
  • ShellFuel · Chase · Credit card
    −$46.10

Budgets

Healthy, close, or over. At a glance.

Each category shows how much is left this month.

  • $82 leftGroceries
  • $49 leftCoffee
  • $26 leftFun
  • $27 overFood & Drink
  • On pace
  • Close to the limit
  • Over

Spending pace

Ahead of your budget, or behind it.

$2,155.72of $3,272.72 · day 24 of 31

$378 under pace

Budget paceOct 1TodayOct 31

Ask Safi

Ask about your money in plain words.

Where did my money go this month?

Rent was your biggest cost at $2,150, then Groceries at $768.

Spot subscriptions

Know what renews before it does.

  • Streamingin 3 daysOct 27
    $15.49/mo
  • MusicOct 29
    $10.99/mo
  • GymNov 2
    $44.00/mo
  • InternetNov 5
    $65.00/mo

4 found from your alerts$135.48 a month

Many currencies, one total

Dollars, euros and Egyptian pounds. One net worth.

Net worth in US dollars$10,758.41
  • USDChase · Current account$4,283.55$4,283.55
  • EURSparkasse · Current account€3,120.00≈ $3,382.08
  • EGPCIB · SavingsEGP 150,000.00≈ $3,092.78

Each account is converted first, then added up. Demo rates: 1 EUR = 1.084 USD, 1 USD = 48.50 EGP.

Budget together

One grocery budget, two people.

You and Riley · shared accounts

Groceries$612.40 of $900

You $348.10Riley $264.30

  • Riley · Trader Joe's−$48.20
  • You · Whole Foods−$61.75

How it works

Three steps. Then it runs on its own.

Turn on bank sync once. After that, every alert your bank sends lands in Safi as a transaction. Bank sync is part of Pro.

  1. Your bank texts you

    Pay for coffee, get paid, or move money. Your bank sends the alert it always sends.

  2. Safi reads the alert

    It finds the amount, merchant and account, picks a category, and records the transaction.

  3. Your budget keeps up

    Budgets, spending pace and net worth update on their own. Nothing to type in.

  • On iPhone

    A Shortcut forwards only the bank texts you choose.

  • On Android

    Safi reads notifications from SMS apps and from the bank and wallet apps you allow.

  • When unsure, it asks

    If Safi cannot read an alert with confidence, you check the details before it is added.

Made for four markets

Speaks your bank's language.

Arabic and English bank alerts, US dollars, euros and Egyptian pounds, and a full right to left Arabic app.

Safi dashboard showing the month's spending against budget
Safi bank message sync screen showing recent synced messages
Safi budgets screen showing monthly limits per category
Safi accounts screen showing net worth and account balances

Real Safi screens, filled with demo data.

Also in Safi

The rest of your money, in the same place.

See all features

Built to earn trust

No reviews yet. Just promises we can keep.

Safi is still in private testing, so there are no ratings to show. Here is what is true today.

No bank login. Ever.

Safi never asks for your online banking username, password, PIN or card number. It does not connect to your bank at all.

0

Bank passwordsSafi works from the alerts you already get.

80+

CategoriesEach with its own 3D icon.

14

LanguagesIncluding full Arabic, right to left.

4 · 3

Markets · currenciesUS, Germany, Spain, Egypt. USD, EUR, EGP.

  • We do not sell your data.
  • Export your transactions or delete your account any time.
  • Reads Arabic and English bank alert formats.
  • Keeps a short excerpt of each alert, so you can check it.

Pricing

Free to start. Pro when you want it automatic.

Free includes five accounts, two monthly budgets and unlimited transactions. Pro adds bank sync and higher limits. Everyone gets Pro free during private testing.

Free

$0forever

Track by hand, for as long as you like.

  • Accounts5
  • Monthly budgets2
  • Savings goals1
  • Investment holdings5
  • Tracked subscriptions3
  • Statement imports1 a month
  • Ask Safi questions3 a month

ProFree during testing

$3.33a month

Billed $39.99 a year.

  • Automatic bank message sync
  • Ask Safi questions60 a month
  • AccountsUnlimited
  • Trends, comparisons and filters
  • Add expenses by voice
  • Insights before you ask
  • Rules that categorize for you
  • Reuse last month's budgets
Compare plans
FreePro
Accounts5Unlimited
Monthly budgets2Unlimited
Savings goals1Unlimited
Investment holdings5Unlimited
Tracked subscriptions3Unlimited
Statement imports1 a monthUnlimited
Ask Safi questions3 a month60 a month
Automatic bank message syncNot includedIncluded
Trends, comparisons and filtersNot includedIncluded
Add expenses by voiceNot includedIncluded
Insights before you askNot includedIncluded
Rules that categorize for youNot includedIncluded
Reuse last month's budgetsNot includedIncluded

Pro is free during private testing. Billing is not available yet. The app also lists weekly and lifetime options. Prices in US dollars. Safi is a budgeting tool, not financial advice.

FAQ

Before you use Safi

How bank sync works, what you can import, and where your data goes.

Do you connect to my bank account?

No. Safi reads the transaction alerts you choose to share with it. It does not log in to your bank or ask for your banking password.

Does it work with my bank?

Safi works from transaction alerts sent by banks and wallets, with support for Arabic and English formats. If it cannot confidently read an alert, it asks you to review the details before adding the transaction.

Can I use more than one currency?

Yes. Each account keeps its own currency. Safi converts balances to your chosen base currency when showing totals.

Can I bring in transactions from before I installed it?

Yes. Import a bank statement to add past transactions to your history. Safi reads and categorizes the entries. Free includes one statement import a month; Pro has no import limit.

Can it track installment plans?

Yes. Track the remaining balance, payment amount and due date for each plan. Safi reminds you three days before a payment is due and records repayments as transfers so they do not count as spending twice.

What happens to my data?

Safi stores your financial records with your account and uses service providers for hosting and sign-in. We do not sell your data. You can export your transactions or delete your account in the app. When you use Ask Safi, it sends your question and relevant financial context to an AI provider. The privacy policy explains what each service receives.

Is there a free version?

Yes. Free has no time limit and includes five accounts, two monthly budgets, one savings goal, five investment holdings and three Ask Safi questions a month. Pro adds automatic bank sync, more analytics and categorization rules, with 60 Ask Safi questions a month. During private testing, everyone gets Pro free.

When can I download it?

Safi is in private testing for iPhone and Android. Public downloads are not available yet. Both store listings are planned to launch together.

Let your bank texts do the bookkeeping.

Free to start, and no bank login, ever.

Soon on theApp StoreSoon onGoogle Play

Not listed yet. iPhone and Android launch together.